Singapore Retirement Reality Check 🇸🇬

What's Your Actual Retirement Number?

Factor in CPF LIFE, 2.5% inflation, and your ideal monthly payout in 30 seconds.

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Your Numbers

Adjust the toggles below and your retirement snapshot updates instantly.

35 yrs
2560
65 yrs
5570
$4,000/mo
$1,500$10,000

Your Retirement Snapshot

30 yrs to go

Inflation-Adjusted Monthly Target

$8,390/mo

At age 65, after 2.5% p.a. inflation

Your Gap

Monthly Private / Annuity Gap

$6,740/mo

Total capital needed: $2,022,081

Estimated CPF LIFE Coverage

$1,650/mo

Standard plan estimate at age 65

George Koh, Licensed Financial Planner
Meet The Planner

Clear numbers. No pressure.

Most Singaporeans assume CPF LIFE is enough until inflation hits. I built this tool so you can see your numbers plainly before deciding whether to speak to a planner. If you want help closing your monthly gap, I am here. If not, the roadmap is yours to keep.

George Koh, Licensed Financial Planner

What Others Say

CPF LIFE + Annuity Gap

"I thought my CPF Full Retirement Sum was sufficient. Running the numbers here opened my eyes to a $2,200/mo gap in inflation adjusted dollars. The 1 page roadmap on WhatsApp gave me a crystal clear target to start saving toward."

Marcus T., 38 (Tech Lead & Father of 2)

Passive Cashflow Strategy

"I was skeptical about giving my phone number, but there was zero high pressure sales pitch. Got my PDF breakdown within minutes, and the 2 phase accumulation explanation actually made sense for my timeline."

Sarah L., 44 (Senior Marketing Manager)

15 Year Accumulation Plan

"Super transparent tool. It factoring in 2.5% inflation was the reality check we needed to start planning early instead of leaving cash idle in fixed deposits."

Kelvin & Cheryl, Early 30s

Free Roadmap

Get Your Custom 1-Page Retirement Roadmap

Send your full breakdown (including monthly savings required to plug your $6,740/mo gap) directly to your WhatsApp.

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Estimates use 2.5% p.a. inflation and the 4% safe withdrawal rule. For education only. Not financial advice. Prepared by George Koh, a MAS licensed representative in Singapore.